He's just my roomate!
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One of the great infamies of institutionalized homophobia is that partnered gay couples aren't allowed many basic decencies that hetero people take for granted. If Charles were hospitalized I'd be legally nugatory.
At least in the state of North Carolina a gay couple does have a limited legal existance.
Need to be helped by the state's Vocational Rehabilitation program? You aren't allowed to have an income as high $700 month. This is the collective you, your household. It includes your husband and even your gay lover.
Being a monogamous gay man gives them another excuse to deny you help.